Next, there’s the Truist Confidence Account, which was ranked by GOBankingRates as a finalist for the Best Checking Account. Plus, this is a rewards checking account, so the higher your account balance, the better rewards you’ll receive in the form of credit card loyalty bonuses, discounted Delta SkyMiles Debit Card annual fee, additional Truist One Checking accounts with no monthly fees and free out-of-network ATM transactions. With this account, you’ll receive a Truist One Savings account with no monthly fee, the possibility of a $100 Negative Balance Buffer, a 10-pack of free personal checks and more rewards from your Truist credit cards. However, there are a handful of options to waive the fee: make at least $500 in qualifying direct deposits, be a student under 25 years old, maintain a combined monthly balance of at least $500 or have a related personal Truist credit card, mortgage, consumer loan or a linked Small Business Checking account. The Truist One Checking account requires a minimum $50 opening deposit and a $12 monthly maintenance fee.
You’ll find three standard checking account options, one student checking and one prepaid debit account to choose from. Truist received a GOBankingRates score of 4.5 out of 5 thanks to four categories.
